---
title: Cashflow Forecast
description: Model cash for any business and export a month-by-month Excel projection.
---

# Cashflow Forecast

Cashflow Forecast turns a handful of assumptions and a deal pipeline into a
month-by-month cash projection you can export to Excel. It works for any
business — SaaS, agencies, e-commerce, and light manufacturing — because the
model is built from neutral primitives rather than one industry's vocabulary.

## What you get

- **Forecasts** — a planning header with your cost-of-sale %, COGS %, payment
  terms, monthly opex, a variable-revenue ramp, and a horizon.
- **Deals** — the pipeline feeding a forecast. Each deal is either a one-time
  booking that lands in a month, or a recurring line that accrues every month
  from its start.
- **A review lifecycle** — move a forecast from Draft to In Review to Approved,
  then archive it.
- **Excel export** — one click produces a workbook with a Summary, a
  month-by-month Ledger, the Deals snapshot, and your Assumptions.

## Build a forecast

1. Open **Forecasts** and create one. Set the cost-of-sale %, COGS %, payment
   terms (how many months after a sale the cash actually arrives), monthly
   opex, and the variable-revenue ramp.
2. On the forecast, add **Deals**. Mark each as `one_time` or `recurring`, set
   its amount and month, and flag whether it is commissionable.
3. Click **Export to Excel** to download the full projection.

## How the projection works

- **Revenue recognised** is when a deal or the variable ramp books revenue.
- **Cash received** is that revenue shifted by your payment terms — so a
  net-60 business sees cash land two months after the sale. Revenue booked in
  the last months of the horizon whose cash falls outside the window is
  reported separately, not dropped.
- **Cost of sale** applies to commissionable deal revenue; **COGS** applies to
  all revenue; **opex** is your fixed monthly cost. **Net cash** is what's left.

## Starter examples

A fresh install includes four worked forecasts — SaaS, Agency, E-commerce, and
Manufacturing — so you can clone the closest one and adjust.